The process of buying a property in India involves the following steps:


- **Find the right agent**: You should look for an agent who is knowledgeable and experienced in the localities of your choice. The agent can help you find suitable properties, negotiate with the seller, and guide you through the legal formalities.

- **Shortlist the property**: You should conduct thorough research to identify properties that align with your budget and preferences. You should visit the properties in person to assess their condition, layout, and surroundings. You should also check the access to the property and the availability of basic amenities.

- **Conduct due diligence**: You should verify the title, identity, and ownership of the seller. You should also check the land use, construction approvals, occupancy certificate, tax payments, mortgages and other claims on the property. You should hire a legal expert to help you with this process and draft a sale agreement that outlines the terms and conditions of the sale.

- **Arrange financing and get pre-approved**: You should approach financial institutions to explore home loan options and get pre-approved for a loan. You should submit the required documents and undergo a credit assessment to determine your loan eligibility. Pre-approval enhances your bargaining power and expedites the purchase process.

- **Register the sale deed and pay the stamp duty and registration charges**: You should prepare the necessary documents, pay the applicable stamp duty, and register the property in your name at the sub-registrar’s office. This is a mandatory step to transfer the ownership of the property legally.

real estate agent
real estate agent

- **Take possession of the property and transfer the utilities**: You should coordinate with the seller and financial institutions to complete the payment formalities. You should pay the remaining balance as per the agreed terms and obtain the necessary receipts. Once the payment is complete, you should take possession of the property and transfer the utilities such as water, electricity, gas, etc.


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